MHND LABS / workshop preview
Sample deal, invented numbers
Session 1 preview · Multifamily acquisitions and asset management

One deal, underwritten with Claude, start to finish.

This page is a working preview of the workshop, not a slide deck. A 96-unit sample property goes from T-12 and rent roll to normalized NOI, a red-flag list, and a draft IC memo. Every step shows the exact prompt, the context it was given, and what comes back, so your team can lift the prompts and run them on a real deal the same afternoon.

See the prompt chain
Synthetic data: the property, rents, and financials below are invented for teaching. Your data never appears on a page like this.
The deal as the broker presents it

Cedarline Flats (sample)

Asking price
per unit
Units
96
Garden style, 1998 vintage
Physical occupancy
T-12 NOI per the OM
Broker headline
In-place cap at ask
Before normalization

The OM math is real arithmetic on the trailing twelve months. The question a buyer pays for is what those twelve months hide. That is where the chain below starts.

The worked example

A four-step prompt chain your analysts can reuse

Step 1

Normalize the T-12

The monthly detail hides a one-time repair, a mid-year insurance repricing, taxes on a stale assessment, and no management fee. The prompt makes Claude find them, classify them, and show its arithmetic.

The prompt
You are underwriting a 96-unit multifamily acquisition. Attached: the trailing 12 month operating statement with monthly detail, and our purchase assumptions (price $11,850,000; county tax rate 2.05 percent with reassessment at sale; market management fee 3 percent of EGI; insurance renewed in month 9 at the current rate).

Build a normalized year 1 operating statement:
1. Flag any month where a line item deviates more than 25 percent from that line's trailing median. Classify each flag as one-time or recurring, with reasoning.
2. Remove one-time items. Annualize repriced contracts at the current rate.
3. Restate taxes at the reassessed basis. Add the market management fee.
4. Return an adjustments table (item, direction, dollar impact, reasoning) and normalized NOI. Show your arithmetic. Do not round intermediate steps.

If anything needed is missing, list it as an assumption instead of inventing a figure.
Context attachedT-12 monthly statement (CSV), purchase assumptions. In the workshop we cover why the tax regime and the renewal month go IN the prompt instead of being left for Claude to guess.
What Claude returns: the adjustments ledger
ItemReasoningImpact on NOI
T-12 NOI as shownBroker arithmetic verified
Remove month 7 re-pipeR&M spikes 6x its median once; slab leak repair is capital, not recurring
Insurance at renewed rateRepriced up 32 percent in month 9; a full year at the new premium costs more than the T-12 shows
Taxes at reassessed basisT-12 reflects the old assessment; the county reassesses at sale (2.05 percent of price)
Market management feeOwner-managed at zero; underwrite 3 percent of EGI
Normalized NOICap at ask:
Flagged one-timeRepriced contract months
Step 2

Audit the rent roll

The rent roll answers questions the T-12 cannot: how far in-place rents sit under market, who can leave next month, and which units quietly produce nothing.

The prompt
Attached is the rent roll for the same 96-unit property (unit, type, square feet, market rent, in-place rent, status, lease type, resident balance).

Audit it as an acquisitions analyst:
1. Loss to lease: total and percent, occupied units only, in-place vs market.
2. Exposure: month-to-month leases, count and percent of units.
3. Non-revenue units: anything vacant, down, or offline. Quote the status label used.
4. Delinquency: total resident balances and how concentrated they are.
5. List anything that contradicts the T-12 or the OM narrative, one line each.

Return a summary table first, findings after. Show counts so I can verify them.
Context attachedRent roll (96 rows). The full roll is embedded in this page; the check at the bottom re-counts every figure from it.
What Claude returns: exposure summary
Loss to lease (/mo under market)
Month-to-month leases (12.5 percent of units)
Units offline, listed as "down" in the roll
Delinquent balances across 5 units

And the cross-check finding that earns its keep: concessions in the T-12 triple in the final quarter while marketing spend rises. The roll's market rents deserve skepticism until leasing traffic confirms them. That question goes on the management call agenda, and Claude drafted it.

Step 3

Review the lease files

Due diligence means reading documents at a volume nobody enjoys. The same discipline applies: give Claude both sources, demand citations, verify a sample by hand.

The prompt
Compare the attached lease abstract for unit 3117 against its rent roll line.

List every discrepancy and every non-standard term. For each: quote the exact language from the lease, state what the rent roll shows, and give the annualized dollar impact where it applies. Then state what you could NOT verify from these two documents.

Do not summarize the lease. I only want discrepancies, non-standard terms, and open questions.
Context attachedOne lease abstract and one rent roll line, both below. On a real deal this prompt runs across every lease file in the data room in an afternoon.
The two sources, then the findings
Rent roll line
Lease abstract, unit 3117
  1. Face rent is $1,395, the roll shows $1,495: income overstated /mo (/yr) on this unit alone.
  2. A concession ("one month free rent, amortized") appears in the lease and nowhere on the roll.
  3. Special stipulation 14 grants an early termination right (60 days notice plus a one month fee). Non-standard; sweep every lease for siblings.
Step 4

Draft the IC memo

The memo is where the chain pays off: every number below traces to steps 1 to 3, and the format is a template your team fills for every deal. Claude drafts, the deal lead judges.

The prompt
Draft an investment committee memo from the normalized underwriting, rent roll audit, and DD findings above. Use our house format:

RECOMMENDATION (one paragraph, a decision, not a summary)
DEAL SUMMARY (asset, price, per unit, in-place vs normalized cap)
NORMALIZED UNDERWRITING (the adjustments table, then debt: 65 percent LTV, 6.4 percent, 30 year amortization, DSCR)
KEY RISKS (ranked, each with the number that makes it a risk)
OPEN ITEMS (what DD must resolve before a revised bid)

Rules: every figure must come from the analysis above. If a figure is not in the analysis, write TBD rather than estimating. Flag any place where you are interpreting rather than calculating.
Context attachedSteps 1 to 3 outputs, debt assumptions. The "TBD rather than estimating" rule is the difference between a draft you can trust and one you have to re-audit.
What Claude returns: the memo draft (excerpt)

Recommendation

Do not proceed at the ask. Normalized NOI of prices the asset at at our threshold. Revisit if the seller engages near that basis or hard evidence caps the tax reassessment.

Normalized underwriting

  • In-place cap at ask; normalized .
  • Debt at 65 percent LTV (, 6.4 percent, 30 yr): annual debt service , DSCR . The loan does not size at the ask.

Key risks

  • Tax reassessment is the single largest adjustment ( to NOI).
  • Insurance repriced +32 percent mid-year; carrier trend unknown.
  • Concession spike in the final quarter undercuts the market rents supporting loss to lease.

Open items

  • Lease file sweep for stipulation 14 siblings; concession audit vs roll; status of the 3 down units.
Why the chain works

Three habits the workshop drills

Context is the product

The tax regime, the renewal month, the fee convention: they go in the prompt. Claude does arithmetic and pattern-finding; your team supplies the facts of the deal and keeps the judgment. Prompts that skip context produce confident, wrong answers.

Structure the output

Every prompt above dictates the shape of the answer (an adjustments table, a summary-then-findings order, a house memo format). Structured output is what makes a prompt repeatable across every deal instead of a one-off conversation.

Verify by recomputation

"Show your arithmetic" and "write TBD rather than estimating" are in the prompts for a reason. AI output goes into your model only after a check. This page holds itself to that: the button below recomputes every figure from the raw data.

Take these today

Five templates from the workshop pack

Generic versions of the pack. In the engagement they get rewritten around your actual T-12 format, memo template, and reporting calendar.

T-12 normalization
Acquisitions. Run before any cap rate leaves your desk.
You are underwriting a [UNIT COUNT]-unit multifamily acquisition. Attached: trailing 12 month operating statement with monthly detail, plus assumptions: price [PRICE], tax regime [RATE AND REASSESSMENT RULE], market management fee [PCT] of EGI, [ANY KNOWN CONTRACT REPRICINGS].

1. Flag months deviating more than 25 percent from the line's trailing median; classify one-time vs recurring with reasoning.
2. Remove one-time items; annualize repriced contracts at current rates.
3. Restate taxes at the reassessed basis; add the management fee.
4. Return an adjustments table (item, direction, impact, reasoning) and normalized NOI. Show arithmetic; no rounding of intermediate steps. List missing information as assumptions, never invent figures.
Rent roll audit
Acquisitions and asset management. Also useful quarterly on owned assets.
Attached is a rent roll ([COLUMNS]). Audit it as an acquisitions analyst:
1. Loss to lease, occupied units only, total and percent.
2. Month-to-month exposure, count and percent.
3. Non-revenue units (vacant, down, offline); quote status labels verbatim.
4. Delinquency: total, and concentration by unit.
5. Anything that contradicts [THE T-12 / LAST MONTH'S ROLL / THE OM].
Summary table first, findings after, show all counts.
Lease and DD discrepancy sweep
Due diligence. One document pair per run, batched across the data room.
Compare the attached [LEASE / ESTOPPEL / CONTRACT] against [THE RENT ROLL LINE / THE OM CLAIM].
List every discrepancy and non-standard term. For each: quote the exact source language, state what the other document shows, and give the annualized dollar impact where it applies. Close with what you could NOT verify from these documents. No summaries; discrepancies, non-standard terms, and open questions only.
IC memo draft
Acquisitions. Feed it the outputs of the first three templates.
Draft an investment committee memo from the analysis above, in our house format: RECOMMENDATION (a decision, one paragraph), DEAL SUMMARY, NORMALIZED UNDERWRITING (adjustments table plus debt at [LTV / RATE / AMORT] and DSCR), KEY RISKS (ranked, each with its number), OPEN ITEMS.
Every figure must come from the analysis above; write TBD rather than estimating. Flag anywhere you are interpreting rather than calculating.
Monthly variance narrative
Asset management. Turns the monthly package into the owner report paragraph.
Attached: this month's operating statement, last month's, and budget for [PROPERTY].
1. Table of every line where actual deviates from budget by more than [PCT] or [DOLLARS].
2. For each, a one-sentence draft explanation IF the statements support one; otherwise write "needs property manager input" rather than guessing.
3. Draft the owner-report variance paragraph in our voice: factual, no adjectives, numbers first.
I will edit, not rewrite: stay under 200 words on the narrative.
The proposal

Workshop format: what this page previews

25 min

How Claude actually works, for deal teams

Context windows, what to attach and how, model choice, and the data-handling ground rules your compliance side will ask about. Ends with the firm's own do-and-don't list.

40 min

The underwriting chain, live

The four steps on this page, run live on a deal like this one. Interactive: your analysts drive, we fix weak prompts together and watch the answer change.

30 min

Asset management workflows

Monthly variance narratives, budget season prep, lender and investor reporting, document review at scale. Same three habits, applied to owned assets.

25 min

Build your own template

Each participant turns one recurring task into a saved, structured prompt before we close. The pack leaves the room bigger than it arrived.

The engagement, in three parts

  • A 2-hour live, interactive session over Zoom or Teams, sized for your whole team, built around your document formats.
  • The reusable template pack, customized to your workflows and delivered as a shared document your team owns.
  • A 30-minute follow-up Q&A about a week later, after the team has run the prompts on real work and found the rough edges.
Verify by recomputation

Do not take this page's word for it

Recompute the whole deal in your browser

The raw rent roll (96 rows) and the monthly T-12 are embedded in this page. This button re-derives every displayed figure from them in JavaScript, independently of the analysis that produced the page, and reports any deviation.